Friendship, New York: A Hidden Gem of Comfort and Community

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Friendship

HelloFriendship is a video magazine containing information of interest to residents and visitors.

Summer Issue 2025 | ISSN: 3065-6958

Published by HelloNation, © All Rights Reserved

A Hidden Gem of Comfort and Community

Tucked away in the scenic Allegany County, Friendship, New York, is a vibrant town that lives up to its charming name. Here,

residents find an idyllic balance of rural beauty and tight-knit community spirit that enhances everyday life with warmth and welcome. In Friendship, familiar faces and friendly waves are the norms, making newcomers feel right at home from the moment they arrive. Community pride and engagement are at the heart of Friendship. The town boasts a rich tapestry of history and heritage, effortlessly blending past and present. Local events and activities throughout the year provide countless opportunities for residents to connect, from lively farmers' markets offering fresh produce to town-wide festivals that celebrate the unique character of the area. Friendship is surrounded by scenic vistas that offer outdoor enthusiasts countless adventures, from hiking through lush trails to canoeing along gentle waterways. Even with its peaceful atmosphere, Friendship is conveniently located with easy access to larger cities, allowing residents to enjoy both worlds in perfect harmony. Whether you're savoring locally sourced delicacies or indulging in serene walks through its beautiful landscapes, living in Friendship, New York, is sure to leave a lasting impression of enduring comfort and communal joy.

by Michelle Hall

When choosing auto insurance, many people focus on coverage limits and forget the role deductibles play in their overall cost. There’s a common assumption that a lower deductible is always the safer choice. But that’s not necessarily true, and in some cases, it can cost you more in the long run.

Most people think choosing a lower deductible is always safer, but that’s not always the case. A deductible is the amount you agree to pay out-of-pocket before your insurance coverage kicks in after a claim. While it might feel reassuring to have a low

ABOUT THE AUTHOR
Michelle Hall, a proud Friendship, NY native, is the owner of Schenk and Miles Agency. With roots in community, family, and hard work, she transitioned from daycare owner to licensed agent and business owner. Michelle values balance—dedicating herself to clients, her faith, and time with her growing family.

deductible, that choice usually comes with a higher monthly premium.

By contrast, a higher deductible can mean lower monthly premiums, which might make more financial sense for drivers who rarely file claims. If you have a clean driving record and a good sense of your risk level, a higher deductible can help you save on your insurance over time.

That said, this decision isn’t one-size-fits-all. It’s about balance: know your driving habits and financial comfort before you decide. Consider how much you can comfortably afford in an emergency.

Most people think choosing a lower deductible is always safer, but that’s not always the case

If paying a $1,000 deductible tomorrow would strain your finances, then a lower deductible, even with slightly higher premiums, may offer more peace of mind.

It’s also important to factor in your driving environment. Do you live in a high-traffic area or regularly park on the street? Are you in a region prone to severe weather? The more likely you are to need to file a claim, the more you might benefit from a lower deductible.

Ultimately, choosing the right deductible is...

Hometown Heroes celebrates the brave men and women from Friendship who answered the call to serve. They left their homes, families, and communities to defend our freedoms. They brought with them the values of their upbringing, woven into the fabric of the communities they cherished. Across generations, these heroes stood united, embodying courage, sacrifice, and a love of country that knows no bounds. Whether on land, sea, or in

the skies, they carried the spirit of their hometowns with them, facing challenges with unyielding resolve and selflessness. We honor their service, their legacy, and the communities that raised them. Today, we remember not just their dedication but the strength and unity that bind us all as Americans. Their stories are our stories, a testament to the enduring spirit of the United States and the bonds that make us strong.